Retirement Education Disclosure

EXTRA DISCLOSURE REGARDING RETIREMENT ACCOUNTS

INVESTORS SHOULD CAREFULLY REVIEW ALL THE POTENTIAL RISKS INVOLVED IN INVESTING RETIREMENT ASSETS IN COMMODITY FUTURES AND OPTIONS. SINCE IRA ACCOUNTS CAN POTENTIALLY LOSE MORE THAN THEIR INITIAL INVESTMENT, IF NO OTHER RETIREMENT FUNDS ARE AVAILABLE TO MEET A MARGIN CALL, ADDITIONAL CONTRIBUTIONS ABOVE THE ALLOWABLE CONTRIBUTION LIMITS CAN CAUSE A TAXABLE CONSEQUENCE ON THE NET ADDITIONAL CONTRIBUTION. INVESTORS SHOULD ALSO CONSIDER THE ALLOCATION AND PERCENTAGE OF TOTAL RETIREMENT ASSETS CONTRIBUTED FUTURES AND OPTIONS ACCOUNTS.

CFTC RISK DISCLOSURE STATEMENT

THE RISK OF LOSS IN TRADING COMMODITIES CAN BE SUBSTANTIAL. YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION.